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After an accident
หลังเกิดอุบัติเหตุ
After a crash in Thailand, the police report, the insurer and the rental shop use Thai. The compulsory insurance pays up to ฿30,000 a person for treatment before fault is decided.
Today's price ฿8,000
- ฿30,000Most the compulsory insurance pays per person for treatment before fault is decided thaipbs.or.th
- ฿500,000Most it pays per person for death or total permanent disability once the driver is shown to be liable thaipbs.or.th
- 72Hours a hospital treats a critical emergency patient from admission, with treatment not conditional on payment thestar.com.my
- 83.8%Share of Thailand's road deaths in 2021 who were motorcyclists (WHO) who.int
Try it
What happened?
How it goes
- Someone from Hongdam goes with you to the police stationHongdam · At the station
- The police report is translatedHongdam · Once it is written
- The insurer is dealt with in ThaiHongdam · After the report
- The rental shop is dealt with in ThaiHongdam · If the vehicle is rented
- A lawyer, if one is needed, is a separate jobA lawyer · Separate
- Someone from Hongdam goes with you to the police stationHongdam · At the station
- The police report is translatedHongdam · Once it is written
- The insurer is dealt with in ThaiHongdam · After the report
- The rental shop is dealt with in ThaiHongdam · If the vehicle is rented
- A lawyer, if one is needed, is a separate jobA lawyer · Separate
What you get
- After an accident฿8,000We go with you to the police station, translate the report, and talk to the insurer or rental shop in Thai. A lawyer, if you need one, is not included.
What others charge
| Thai–English interpreter, online, by the hour, on a Fastwork listing | ฿800–1,000 an hour fastwork.co |
|---|---|
| The same interpreter by the day, online: half day up to 4 hours, full day up to 8 hours. On-site work is by inquiry and travel is extra | ฿2,500 half day; ฿5,000 full day fastwork.co |
| If someone dies: cremation, ashes released | ฿31,000–41,000 thailand.embassy.gov.au |
| If someone dies: repatriation of a body | ฿100,000–125,000 thailand.embassy.gov.au |
| Hongdam · After an accident | ฿8,000 |
Useful facts
- The compulsory motor insurance pays actual treatment costs up to ฿30,000 per person before fault is decided. Once the driver is shown to be liable, the limit is ฿80,000 per person, with the first ฿30,000 included. thaipbs.or.th
- For death or total permanent disability the compulsory insurance pays ฿35,000 per person before fault is decided, and up to ฿500,000 once liability is shown. A patient in hospital gets ฿200 a day for up to 20 days. thaipbs.or.th
- The compulsory insurance covers any person harmed by a vehicle: owner, driver, passenger or pedestrian, in or out of the vehicle, whether or not at fault. Cover starts at the moment of the accident. oiceservice.oic.or.th
- A request for the initial payment is made within 180 days of the harm. The initial payment comes without waiting for fault to be proved. oiceservice.oic.or.th
- The Fund pays within 7 days of a request with complete papers when the vehicle was uninsured, the driver drove off, or the vehicle cannot be identified. oiceservice.oic.or.th
- Under the Cabinet's revised UCEP rules of 15 September 2026, a hospital treats a critical emergency patient until the patient is stable and for up to 72 hours from admission, with treatment not conditional on payment. Motor accident protection and insurance are used first. thestar.com.my
- WHO estimates 18,218 road deaths in Thailand in 2021, an average of 50 a day, a rate of 25.4 per 100,000 people. Motorcyclists were 83.8% of all traffic deaths. who.int
What people ask
What does the compulsory insurance (Por Ror Bor) pay after a motorcycle accident?
It pays actual treatment costs up to ฿30,000 per person before fault is decided, and up to ฿80,000 once the driver is shown to be liable. For death or total permanent disability it pays ฿35,000 first and up to ฿500,000 once liability is shown. thaipbs.or.th
Who does the compulsory insurance cover?
The Office of the Insurance Commission's summary says it covers any person harmed by a vehicle: an owner, a driver, a passenger or a pedestrian, in or out of the vehicle. It applies whether or not the person was at fault, from the moment of the accident. oiceservice.oic.or.th
How long is there to ask for the initial payment?
180 days from the day of the harm. The initial payment is made without waiting to prove who was at fault. oiceservice.oic.or.th
What if the other vehicle drove off or had no insurance?
The Fund (กองทุนทดแทนผู้ประสบภัย) pays the initial amount. It pays within 7 days of receiving the request and complete papers, and can claim the money back from the vehicle owner or insurer. oiceservice.oic.or.th
Which papers does a hospital ask for in a compulsory-insurance claim?
Bangkok Hospital Chiang Mai lists the original police report; a copy of an ID card or driving licence; a copy of the policy, registration, purchase contract or tax sticker; and its accident confirmation form. A driver who is not the injured person, and the vehicle owner, have their own lists. bangkokhospital.com
Will a hospital treat me before I pay?
Under the revised UCEP rules of 15 September 2026, a hospital treats a critical emergency patient without making treatment conditional on payment, for up to 72 hours from admission. The patient pays in two cases: refusing a transfer once no longer critical, or choosing another facility. thestar.com.my
Which number calls an ambulance?
1669. The website of the National Institute for Emergency Medicine lists it for a medical emergency (เจ็บป่วยฉุกเฉิน โทร.1669). niems.go.th
How many people die on Thai roads?
WHO estimates 18,218 road deaths in 2021, an average of 50 a day. Motorcyclists were 83.8% of all traffic deaths. who.int
Also from Hongdam
Interpreter
from ฿400
By phone or video, or with you in Chiang Rai or Chiang Mai at an immigration office, hospital or bank.
Doctor or dentist visit
defiant.to
On the Defiant site: medical visits in Chiang Mai. You see the price first, and an interpreter comes to the visit.
Rentals arranged
from ฿800
A car, a scooter, event equipment or a place for an event, found and booked.
Help with bargaining and disputes
฿800 / hour
We bargain or settle disputes for you, in Thai: with a dealer, an amulet seller or a neighbour, or about a deposit, a repair or a bill.
Document translation
from ฿500
Translation between Thai, English, Burmese and Chinese, for passports, contracts and certificates.
When someone dies in Thailand
฿15,000
We arrange the death registration, embassy papers, and cremation or sending the body to your home country.
Elsewhere
Small print
Prices here move with demand: when most of a month's places are taken, the price goes up a step; when few are, it comes down a step.
Sources read 2026-11-04.